Evonik Employees
Federal
Credit Union
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  Online Banking
Now offering free online Home Banking services - check your balance and history, transfer or withdraw funds, make loan payments.

Online Banking Login

  Problems Accessing Online Banking?

If you are experiencing problems with It's Me 247 Online Banking, please check to see if your computer is using Internet Explorer 5 or 6 (IE5 or IE6). A recent bulletin from Microsoft has alerted us that Internet Explorer versions 5 and 6 are no longer supported by Microsoft, and that these browsers can no longer be considered secure.  

Microsoft offers two new browser versions – IE7 and IE8 – and both are free.  IE Version 9 is also available in beta-test mode – however, we are not encouraging our members to upgrade to this version yet.  

Other supported web browsers include Mozilla Firefox, Google Chrome, and Apple Safari.  For links to download the new browsers, please click here: 

 

  Fraud Alerts
If you receive the following texts or emails from CUNA or the "National Credit Union Association", please do not respond or click on any links provided.

"Please call immediately about restrictions placed on your account - 888-645-1787"

or

"Your Credit Union Rewards You",

THIS IS AN IDENTITY THEFT SCAM!  Please do not call the number or click any e-mail links!

Someone is trying to get your personal information. Neither CUNA nor Evonik Employees Federal Credit Union sent out this email. Please be aware that the credit union does not collect your personal information in this manner.

If you are concerned about identify theft, please contact the credit union to ensure that your account information is correct.  Verify all statements to ensure that the transactions are correct.  Use It's Me 247 home banking to keep an eye on your account history.

 

 

Welcome to Evonik Employees Federal Credit Union, a full-service, member-owned financial cooperative.  Loans, checking and savings accounts, debit cards and online banking - it's all here for you and your family!  All Evonik employees and their immediate family members are eligible to join.

 

32nd ANNUAL MEETING

 

Thursday, March 20, 2014

Registration / Appetizers - 5:30 p.m.

Meeting Begins - 6:00 p.m.

Must 'RSVP' - 251-443-3598

EVONIK-NORTH Side Saftey Training Room #3

Door Prizes and Cash Drawing for those attending!


 

 

Membership Account Verification Notice

 

 

Section 115 of the Federal Credit Union Act requires the Supervisory Committee

 

to verify members’ accounts with the credit union’s records at least once every

 

two years. This quarter our Committee will again perform their bi-annual duty.

 

During this special audit you will be asked to compare the transactions and

 

balances on your September 2013 statement with your records. If the balances

 

are correct, no action is required by you. However, if the balances

 

do not agree please report the differences in writing to:

 

 

Evonik Employees Federal Credit Union

 

Attention: Supervisory Committee

 

PO Box 82171

 

Mobile, AL  36689

 

 

Your assistance will be greatly appreciated.

 

 

Board of Directors, EEFCU

 

 

NEW HOURS OF OPERATIONS

 

 

MONDAY, TUESDAY, THURSDAY, FRIDAY

 

10:00AM – 4:45PM

 

(Closed on Wednesday*)

 

*Exception: We will be open on Wednesday

November 13th and November 27th

 

 

 

 

 

Beginning October 1, 2013

 

 

Loan Specials!
 

 

 

TAKE 2.00% APR OFF

 

AUTOMOBILE

 

AND

 

BOAT LOAN RATES

 

FOR A LIMITED TIME ONLY!

(SUBJECT TO CHANGE WITHOUT NOTICE)

 Your rate could be as low as . . .

.75% APR on an Automobile Loan**

4.50% APR on a Boat Loan**

**RATES BASED ON YOUR LOAN

QUALIFICATIONS AND TERMS

 

HOME EQUITY LOANS


• TAKE A DREAM VACATION
• PAY FOR COLLEGE
• CONSOLIDATE DEBTS
• MAKE HOME IMPROVEMENTS


The money for the things you want is in the palm of your hand with our NEW
Home Equity Line of Credit Loans!

• Low rates* and convenient access

• As an incentive to have you try our new Home Equity Line of Credit, the credit union will pay one half of your closings costs. This is a limited time offer and certain restrictions apply. See us for details.

*Call for current rates.

                         

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E-Statements and Mobile Banking!

Sign up TODAY at

www.evonikefcu.com

“IT’S ME 247”
On-Line Banking

 


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Private Student Loans
 

The Evonik Employees Federal Credit Union Smart

Option Student Loan®by Sallie Mae®is an ideal

solution to help bridge that gap between federal

loans and the cost of your education expenses.
 

The Smart Option Student Loan features and benefits:
 

  •   Competitive Interest Rates
  •   Borrow up to 100% of school certified education costs (minimum $1,000)
  •   Multiple in-school repayment options available
  •   Borrower benefits available –like rewards and interest rate reductions
  •   Rates that reward creditworthy borrowers
  •   Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  •   Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy. 
  •   24/7 online account management. 
  •   No prepayment penalty.

To learn more or to apply, please get started here.
 

NEW ATM AND NIGHT DEPOSITORY LOCATED

AT THE CREDIT UNION BUILDING

24 Hour Cash at your Fingertips

Drop off a Deposit or Payment anytime!

Visit our ATM in the Admin Building on the North-Site of the Mobile Plant.

 


 

  • Consolidate Bills

  • Home or Car Repairs

  • Unexpected Expenses

* Apply for up to $6,000.00 in loans.  For Qualified Members based on your credit worthiness and credit score, certain restrictions apply. 

Click here to apply online, or call us at (251) 443-3598.

 

Transfer your high interest credit card balance

to a EEFCU Visa® Credit Card


Get 4.50% APR* on your balance transfer
Take up to 12 months to pay*
Don’t have a EEFCU Credit Card?
Apply today and start enjoying the privileges of being a Credit Union member!
 

* Any remaining balance will calculate at your regular low APR based on your creditworthiness and qualification.
 

 

 

Your credit union has these services available:

VISA CASH ADVANCES*

 (Any credit card with the VISA logo)

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WIRE TRANSFERS*

(Domestic and International)

*Call the credit union for details and applicable fees


 

Be an Owner!

Although the Credit Union offers similar services as a bank, the Credit Union is not a bank.  The Credit Union is composed of members that take part in a not-for-profit, full service financial cooperative that shares its successes with its members.  This cooperative structure enables EEFCU to distribute profits to the membership in the form of:

bullet Higher dividends on savings
bullet Lower interest rates on loans
bullet Low or no fees for services
bullet State-of-the-art technology

Members are the owners of the Credit Union and each have an equal voice. Economic democracy is practiced at the Credit Union by you, the member, voting annually for the Board of Directors. Everyone has a voice.  The credit union idea of self-help monetary services was created in the mid-19th century and in 1909 the first U.S. credit union was established. Today, almost 85 million Americans are credit union members. So, when you say, "EEFCU is my credit union", you really mean it!

Hours of Operation
Monday, Tuesday, Thursday, Friday
10:00AM - 4:45PM 

CLOSED Wednesday
 


2014 Holiday Schedule
The credit union will be closed:

New Year's Day - Wednesday January 1st

Martin Luther King, Jr. Day - Monday January 20th

Presidents' Day - Monday February 17th

Mardi Gras Day – Tuesday March 4th

Memorial Day - Monday May 26th

Independence Day – Friday, July 4th

Labor Day – Monday, September 1st

Veterans' Day – Tuesday, November 11th

Thanksgiving Day – Thursday, November 27th

Thanksgiving Day – Friday, November 28th

Christmas Eve – Wednesday, December 24th

Christmas Day – Thursday, December 25th

New Year’s Eve – (Close at 1:30 p.m.) Wednesday, December 31st

While we may be closed on these days, please remember you can always conduct your credit union transactions through our home banking system - IT’S ME 247 - or CU*TALK audio response at
1-800-860-5704  
(Access Code 810)

NCUA - National Credit Union Administration

Your Savings are Insured
Credit union funds are insured to $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the United States Government.

Find out more about Federal insurance on savings with NCUA's Share Insurance Tool Kit - click here.

Privacy
Evonik Employees Federal Credit Union does not ask for account numbers, passwords or Social Security Numbers through e-mail. If you receive a request for this information, you should delete it immediately.

 

 

 
 
Evonik Employees Federal Credit Union
P.O. BOX 868
Theodore, AL 36590
Phone: 251-443-3598
Fax:  251-443-3557

Open 8:30 to 4:30 Monday - Friday (Central Time)

To report a lost or stolen Credit Card, please call 1-800-301-2424  - 24 hours a day, 7 days a week.

To report a lost or stolen Debit Card, please call 1-800-264-5578  - 24 hours a day, 7 days a week.

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